.factor-grid{list-style:none;margin:0;padding:0;display:grid;gap:1rem;grid-template-columns:repeat(auto-fit,minmax(190px,1fr))}.factor-card{display:flex;flex-direction:column;gap:.5rem;background:#fff;border:1px solid #e5e7eb;border-radius:.75rem;padding:1.25rem;box-shadow:0 1px 3px rgba(0,0,0,.06);transition:transform .2s ease,box-shadow .2s ease}.factor-card:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(0,0,0,.08)}.factor-badge{display:grid;place-items:center;width:2.75rem;height:2.75rem;border-radius:999px;color:#1a1a1a;background-image:linear-gradient(45deg,#FFD700,#FDB931)}.factor-name{font-weight:700;font-size:1.05rem;color:#1a1a1a}.factor-note{font-size:.875rem;line-height:1.5;color:#6b7280}@media (prefers-reduced-motion:reduce){.factor-card{transition:none}.factor-card:hover{transform:none}}